Unavailability of the Payments API for Partners

Incident Report for Salt Edge

Postmortem

Executive Summary

On March 26, 2026, between 11:28 and 14:09 UTC, our Payments API experienced a temporary disruption that prevented successful processing of payment initiation from Partners.

The incident has been fully resolved.

We sincerely apologize for the interruption and any impact this may have caused to your operations.

Incident Overview

   
Incident Date 26 Mar 2026
Duration 151 minutes (11:28-14:09 UTC)
Impact Temporary inability to process payment initiation and account information requests.
Current Status Resolved. Infrastructure restored and operating normally

What Happened

The disruption was caused by issues with transport certificates, which affected our payment initiation service for partners.

This was not related to any client-side integration or API change.

Timeline (UTC)

Time Event
11:28 Service disruption detected via email alerts
11:30 Engineering team engaged
12:22 The root cause was detected
14:09 Services fully restored

Root Cause

The disruption was caused by issues with transport certificates.

This was not related to any client-side integration or API change.

Resolution

The issue was resolved by reissuing new certificates.

Normal payment processing resumed at 14:09 UTC.

Detection

The incident was detected automatically via our service availability monitoring system (emails), which triggered alerts indicating degradation of services.

The engineering team responded immediately upon alert notification.

Contact

If you have any questions about this incident or need assistance with affected transactions, please contact your account manager or reach out to our support team.

We remain committed to providing reliable payment services and appreciate your continued partnership.

This report is intended for authorized partners only. Please do not distribute externally.

Posted Mar 30, 2026 - 13:12 UTC

Resolved

The incident has been fully resolved.

Incident duration:
From March 26th, 11:28 UTC
Until March 26th, 14:09 in UTC

All services are now operating normally. Our team continues to monitor the platform to ensure stability.

We appreciate your patience and understanding.

A detailed postmortem will be published shortly.
Posted Mar 26, 2026 - 14:14 UTC

Identified

We have identified the cause of the issue affecting Payments API for Partners.

At this time, customers may still experience failed requests.

Our team is implementing mitigation measures to restore full functionality.

We will continue to provide updates as progress is made.
Posted Mar 26, 2026 - 13:42 UTC

Investigating

We are currently investigating an issue affecting Payments API for Partners.

Customers may experience failed requests.

The issue started at approximately 11:28 UTC, March 26th.

Our engineering team is actively investigating the cause and working to restore normal operation as quickly as possible.

Next update will be provided as soon as more information becomes available.
Posted Mar 26, 2026 - 12:09 UTC
This incident affected: Open Banking Gateway (Payments API, Partners API).