Major Outage

Incident Report for Salt Edge

Postmortem

Executive Summary

On February 23, 2026, several OBG APIs experienced temporary unavailability due to infrastructure-level connection saturation. The incident lasted 24 minutes, during which API requests returned HTTP 500 errors. We sincerely apologize for any disruption this may have caused to your operations.

The issue has been fully resolved, and preventive measures have been implemented.

We sincerely apologize for the interruption and any impact this may have caused to your operations.

Incident Overview

Incident Date 23 Feb 2026
Duration 24 minutes (12:31-12:55 UTC)
Impact Temporary API errors (HTTP 500)
Current Status βœ… Fully Resolved

What Happened

Following a configuration change related to backend service connectivity, infrastructure connection limits were reached under production load.

As a result:

  • New API requests could not establish required backend connections
  • Applications returned HTTP 500 responses
  • Service availability was temporarily degraded

The issue was isolated to infrastructure connection handling and did not involve data corruption or data loss.

Timeline (UTC)

Time Event
12:33 Elevated API error rate detected
12:34 Incident declared following monitoring alerts
12:50 Root cause identified
12:54 Immediate mitigation actions applied
12:55 Services fully restored

Root Cause

The incident was caused by connection saturation at the infrastructure layer following a backend configuration change. The existing connection handling limits were insufficient for the increased connection load introduced by the new architecture. This resulted in temporary rejection of new backend connections and API errors.

Resolution

To restore service, our engineering team:

  • Reverted the recent backend configuration change
  • Cleared saturated connection state
  • Increased infrastructure connection limits
  • Verified service stability under load

Service was fully restored within 24 minutes.

Preventive Measures

We are implementing the following improvements:

βœ… Increased infrastructure connection limits across relevant components

πŸ”„ Implementing proactive monitoring and alerting for connection utilization

πŸ”„ Reviewing connection handling configuration across services

πŸ“‹ Introducing mandatory infrastructure capacity review prior to architectural changes

Contact

If you have any questions about this incident or need assistance with affected transactions, please contact your account manager or reach out to our support team.

We remain committed to providing reliable payment services and appreciate your continued partnership.

This report is intended for authorized partners only. Please do not distribute externally.

Posted Feb 24, 2026 - 13:08 UTC

Resolved

We want to inform you that the issue affecting the availability of the API service was identified and resolved at 12:54:41 UTC on February 23rd. Our team took the necessary actions to mitigate the impact and restore full functionality. All systems are now operating normally, and we continue monitoring the platform closely to ensure stability.

We appreciate your patience and understanding.
Posted Feb 23, 2026 - 13:01 UTC

Identified

The issue has been found and fixed.
Posted Feb 23, 2026 - 12:56 UTC

Investigating

We are currently investigating this issue.
Posted Feb 23, 2026 - 12:31 UTC
This incident affected: Open Banking Gateway (Account Information API, Payments API, Partners API, Dashboards).