Partial unavailability of the Payments API

Incident Report for Salt Edge

Postmortem

Executive Summary

On March 10, 2026, between 12:33 and 13:00 UTC, our Payment Initiation Service and Account Information Service experienced a temporary disruption that prevented successful processing of payment initiation and account information requests from clients and partners.

The incident has been fully resolved.

We sincerely apologize for the interruption and any impact this may have caused to your operations. 

Incident Overview

   
Incident Date 10 Mar 2026
Duration ~27 minutes (12:30-13:00 UTC)
Impact Temporary inability to process payment initiation and account information requests.
Current Status Resolved. Infrastructure restored and operating normally

What Happened

The disruption was caused by an infrastructure-level configuration change required due to hardware-related issues affecting one of our network components.

As a result of this change, the application layer temporarily lost the ability to establish database connections.

This was not related to any client-side integration or API change. 

Timeline (UTC)

Time Event
12:33 Service disruption detected via monitoring alerts
12:34 Engineering team engaged
12:45 Corrective action applied
12:46 First successful payment processed
13:00 Services fully restored.

Root Cause

The disruption was caused by an infrastructure-level configuration change required due to hardware-related issues affecting one of our network components.

As a result of this change, the application layer temporarily lost the ability to establish database connections, leading to payment processing failures.

This was not related to any client-side integration or API change.

Resolution

The issue was resolved by restarting affected application processes to ensure proper re-establishment of database connections following the infrastructure update.

Normal payment processing resumed at 12:45 UTC.

The first successful payment after recovery was processed at 12:46 UTC.

Corrective & Preventive Measures

We have initiated the following actions to prevent recurrence:

  1. Application-level resilience improvements
    Enhancing database connection handling to better tolerate infrastructure changes.
  2. Additional validation checks
    Implementing safeguards to ensure application awareness of infrastructure-level changes in real time.

Contact

If you have any questions about this incident or need assistance with affected transactions, please contact your account manager or reach out to our support team.

We remain committed to providing reliable payment services and appreciate your continued partnership.

This report is intended for authorized partners only. Please do not distribute externally.

Posted Mar 12, 2026 - 14:26 UTC

Resolved

The incident has been fully resolved.

Incident duration:
From March 10th, 12:33 in UTC
Until March 10th, 13:00 in UTC

All services are now operating normally. Our team continues to monitor the platform to ensure stability.

We appreciate your patience and understanding.
A detailed postmortem will be published shortly.
Posted Mar 10, 2026 - 13:29 UTC

Identified

We have identified the cause of the issue affecting Payments API.
At this time, customers may still experience delay in processing payments.
Our team is implementing mitigation measures to restore full functionality.
We will continue to provide updates as progress is made.
Posted Mar 10, 2026 - 13:07 UTC

Investigating

We are currently investigating an issue affecting Payments API.
Customers may experience delays in processing payments.
The issue started at approximately March 10th, 12:33 in UTC.

Our engineering team is actively investigating the cause and working to restore normal operation as quickly as possible.
Next update will be provided as soon as more information becomes available.
Posted Mar 10, 2026 - 13:04 UTC
This incident affected: Open Banking Gateway (Payments API).